Liability Insurance

Liability Insurance

London Roof and Guttering Limited  (T/A London Roof and Guttering) hold the relevant insurance policies this includes public employer and product liability insurances to cover any unlikely incidents during works carried out.

Public Liability

Whilst public liability insurance is not an essential requirement or legal requirement it is good practice to hold a policy, most commercial company will insist that a contractor /supplier hold public liability cover.

Employer Liability

This insurance is a legal requirement where a company employs one or more persons, failure to hold a valid policy can result in daily fines

Product Liability

This liability again as with public in not a legal requirement, hover it is good business practice to hold a valid policy, and it is not unusual for other commercial businesses to insist for this insurance when providing services and products

Types of Liability Insurance held by London Roof and Guttering

Public Liability

Public liability insurance protects a business if clients or members of the public suffer personal injury or property damage because of the business. It can pay for the costs of subsequent legal expenses or compensation claims and is an integral cover for businesses that interact regularly with customers.

Employers Liability

Employers’ liability insurance protects a business against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for the business. It is a legal requirement for business that employs one or more people, employing a person or persons without employers liability cover can result in fines of up to £2,500 for each day.

Product Liability

Public and product liability insurance covers a business against:

Injury the business may cause to a third party during the business activities.

Damage the business may cause to third party property.

Personal injury or damage to property arising from any product the business has supplied.

Who Provides Insurance cover for London Roof and Guttering

Liability Insurance 1
Insured With "Trade Direct Insurance" Public Liability

London Roof and Guttering Public liability Product liability and Employee insurances are provided by Zurich sourced via broker Trade Direct Insurance

 

Click on icon below to see copy of our policy

London Roof and Guttering Policy Details

Public Liability

Public liability Cover Amount : £5,00000

Employers Liability

Employers liability Cover Amount : £10,00000

Product Liability

Product liability Cover Amount : £100,000